How can I keep track of the changed checkboxes if I created those checkboxes using javascript?

inside a loop I'm creating multiple checkboxes using

checkbox = document.createElement("input");

I tried adding this inside the loop but it doesn't help

checkbox.setAttribute("onchange", function toggle() {});

I need some type of listener outside the loop to check which checkbox was changed so I can change the value inside localStorage of a boolean variable.

checkboxes = document.querySelectorAll(".checkbox");
    
checkboxes[0].addEventListener("change", function toggle() {
  lists[checkboxes[0].value].tasks[checkboxes[0].id].completed = this.checked;
  localStorage.setItem("lists", JSON.stringify(lists));
});

I want something like this without having to give the checkboxes array a static index.